<?xml version="1.0" encoding="UTF-8"?>
    <env:Envelope xmlns:env="http://schemas.xmlsoap.org/soap/envelope/"
    xmlns:xsd="http://www.w3.org/2001/XMLSchema"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:enc="http://schemas.xmlsoap.org/soap/encoding/"
    xmlns:ns0="http://www.flutebank.com/xml"
    env:encodingStyle="http://schemas.xmlsoap.org/soap/encoding/">
    <env:Body>
        <ns0:schedulePayment>
            <Date_1 xsi:type="xsd:dateTime">2002-10-05T04:49:26.769Z</Date_1>
            <String_2 xsi:type="xsd:string">my account at sprint</String_2>
            <double_3 xsi:type="xsd:double">190.0</double_3>
        </ns0:schedulePayment>
    </env:Body>
</env:Envelope>

import javax.xml.soap.*;
import java.util.Iterator;
import java.util.Date;
import java.text.SimpleDateFormat;
import javax.xml.messaging.URLEndpoint;

public class SAAJClient{
/** Class to demonstrate how to send a soap message synchronously with SAAJ API. */
   public static void main(String args[]) throws Exception {
       String url = "http://127.0.0.1:9090/billpayservice/jaxrpc/BillPay";
       if (args.length > 0)
           url = args[0];

// Construct a default SOAP message factory.
        MessageFactory mfactory = MessageFactory.newInstance();
// Create an empty message
        SOAPMessage message = mfactory.createMessage();
        SOAPPart soap = message.getSOAPPart();
// Access the envelope
        SOAPEnvelope envelope = soap.getEnvelope();
        envelope.addNamespaceDeclaration("xmlns:xsd"," http://www.w3.org/2001/
                                                                           XMLSchema");
    envelope.addNamespaceDeclaration("xmlns:xsi",
                                     "http://www.w3.org/2001/XMLSchema-instance" );
        envelope.addNamespaceDeclaration("xmlns:ns0"," http://www.flutebank.com/xml" );
    envelope.setEncodingStyle("http://schemas.xmlsoap.org/soap/encoding/");
// Access the body
       SOAPBody body = envelope.getBody();
       Name name = envelope.createName("schedulePayment", "ns0",
                                                      "http://www.flutebank.com/xml");
       SOAPBodyElement element = body.addBodyElement(name);
// create a name for the attribute name that can be reused
       Name xsitype = envelope.createName("xsi:type");
// create the Date_1 element
       Name dateelement = envelope.createName("Date_1");
       SOAPElement date = element.addChildElement(dateelement);
    date.addAttribute(xsitype," xsd:dateTime");
// Format the Java Date object in the syntax that is compliant with the XML schema
   SimpleDateFormat dateFormatter
                             new SimpleDateFormat("yyyy-MM-dd'T'HH:mm:ss.SSS'Z'");
       String xmldate=dateFormatter.format(new Date()).toString();
       date.addTextNode(xmldate);
// create the String_2 element
      Name strelement = envelope.createName("String_2");
      SOAPElement str = element.addChildElement(strelement);
      str.addAttribute(xsitype," xsd:string");
      str.addTextNode("my account at string");
// create the double_3 element
   name dblelement = envelope.createName("double_3");
       SOAPElement dbl = element.addChildElement(dblelement);
    dbl.addAttribute(xsitype," xsd:double");
       dbl.addTextNode("190.0");
// save changes to the message
        message.saveChanges();
 // Construct a default SOAP connection factory.
        SOAPConnectionFactory factory = SOAPConnectionFactory.newInstance();
 // Get SOAP connection.
        SOAPConnection connection = factory.createConnection();
 // Construct endpoint object.
        URLEndpoint endpoint = new URLEndpoint(url);
// Send SOAP message.
        SOAPMessage response = connection.call(message, endpoint);
// process the return message
        SOAPPart sp = response.getSOAPPart();
        SOAPEnvelope se = sp.getEnvelope();
        SOAPBody sb = se.getBody();
        Iterator it = sb.getChildElements();
        while (it.hasNext()) {
            SOAPBodyElement bodyElement = (SOAPBodyElement)it.next();
            System.out.println(bodyElement.getElementName().getQualifiedName() + "
                               namepace uri="+bodyElement.getElementName().getURI());
            Iterator it2 = bodyElement.getChildElements();
            while (it2.hasNext()) {
                SOAPElement element2 = (SOAPElement)it2.next();
                System.out.print(element2.getElementName().getQualifiedName() +" = ");
                System.out.println(element2.getValue());
            }
        }
 //Debug method, Print response to the std output
        System.out.println("\n\n\n Dumping complete message \n\n---------------\n\n");
        response.writeTo(System.out);
 // close the connection
        connection.close();
    }
}

<?xml version="1.0" encoding="UTF-8"?>
<env:Envelope xmlns:env="http://schemas.xmlsoap.org/soap/envelope/"
            xmlns:xsd="http://www.w3.org/2001/XMLSchema"
            xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
            xmlns:enc="http://schemas.xmlsoap.org/soap/encoding/"
            xmlns:ns0="http://www.flutebank.com/xml"
            env:encodingStyle="http://schemas.xmlsoap.org/soap/encoding/">
    <env:Body>
        <ns0:schedulePaymentResponse>
            <result href="#ID1"/>
        </ns0:schedulePaymentResponse>
        <ns0:PaymentConfirmation id="ID1" xsi:type="ns0:PaymentConfirmation">
            <confirmationNum xsi:type="xsd:int">81263767</confirmationNum>
            <payee xsi:type="xsd:string">Sprint PCS</payee>
            <amt xsi:type="xsd:double">190.0</amt>
        </ns0:PaymentConfirmation>
    </env:Body>
</env:Envelope>